Best Acca Insurance Offers in the UK

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Fraser Bricknell

Tipman founder, lifelong football fan and stats-driven tipster with seven years of winning experience.

Published Date: August 19, 2025 6:00 PM

Best Acca Insurance Offers in the UK

If you’ve ever built a nine-leg football acca only to see one last-minute goal kill it, you’ll know the pain. That’s where Acca Insurance comes in. It’s a bookmaker offer that gives you your stake back (usually as a free bet, sometimes even as cash) if one leg lets you down.

In this guide, the Tipman team compare the best Acca Insurance offers in the UK, explain how they work, and show you which bookies give you the most value.

What is Acca Insurance?

Acca Insurance is a bookmaker promotion that refunds your stake (often as a free bet) if just one leg of your accumulator loses. It’s designed to take the sting out of those near-misses and keep you betting on your favourite multiples.

Most Acca Insurance deals require a minimum number of legs, specific odds per selection, and usually apply to football markets.

£50 IN FREE ACCA BETS
£50 IN FREE ACCA BETS

New customers only. Football Accas only. 5 legs or more. Odds 1/1 or greater. 5 x £10 bet tokens. Free Bet stakes not included in returns. Free Bets for Football Accas (5+ legs) only. Free Bets non withdrawable. Free Bets expire after 30 days. Eligibility restrictions and further T&Cs apply.

Get Offer
Best Acca Insurance Offers in the UK

Sky Bet – Acca Insurance

  • Applies to 5+ football accas

  • Minimum odds usually 1/1 or greater per leg

  • Money back as a free bet if one leg loses

  • Free bets valid for 30 days

Why it’s good: Sky Bet are known for their football promos and their app is one of the easiest to use.

👉 Claim Sky Bet Acca Insurance Here

 

£40 in Free Bets when you bet £10
£40 in Free Bets when you bet £10

New customers only. 00:00 06/03/26 – 23:59 13/03/26. Register with FRED40, deposit with Debit Card, and place your first bet of £10+ at Evens (2.0)+ on Sports within 7 days to receive £20 in Sports Free Bets and £20 in Acca Free Bets within 24 hours of settlement. 7-day expiry. Eligibility, payment exclusions & T&Cs Apply.

Get Offer
Betfred – Acca Insurance

  • Applies to 5+ leg football accas (minimum total odds 7.59)

    Unique cash refund up to £10 if one leg loses

    Minimum stake just 50p makes it easy for all punters to qualify

    Cash refund stands out against rivals who only offer free bets with expiry dates

    Why it’s good: The only acca insurance that pays back in cash, giving you full flexibility to withdraw or bet again without restrictions.

    👉 Claim Betfred Acca Insurance Here

BET £10 Get £50 in Bet Builder Bets
BET £10 Get £50 in Bet Builder Bets

New Customer offer. Place a min £10 bet on Football on odds of min 1.5 (1/2), get £50 in Free Bet Builders after the qualifying bet has been settled. Rewards valid for 90 days. Only deposits via cards & Apple Pay will qualify. T&Cs apply. Please Gamble Responsibly.

Get Offer
Paddy Power – Acca Insurance

  • Applies to 4+ leg football accas

  • Get a free bet if one leg loses (refund cap usually £10)

  • Can be used on multiple football markets

  • Easy to activate via their promotions page

Why it’s good: Fewer legs required than most bookies, making it easier to qualify.

👉 Claim Paddy Power Acca Insurance Here

£40 In Free Bets When You Bet £10
£40 In Free Bets When You Bet £10

18+. New UK & ROI customers only . Certain deposit methods & bet types excl . Min first £10 win or E/W bet within 14 days of account reg at min odds 1/2 & get 4 x £10 free bets . Free bets valid for 7 days, stake not returned. No cashout, restrictions + T&C apply .

Get Offer
Ladbrokes Acca Insurance

Applies to 5+ leg football accas (minimum total odds 4.00)

Refund as a free bet up to £10 if one leg loses

Minimum selection odds just 1.10, but your acca must still reach overall odds of 4.00

Applies only to the first acca you place each day

Why it’s good: The low per-leg odds make it easy to build your acca, though you’ll need to keep an eye on the overall price to qualify.

👉 Claim Ladbrokes Acca Insurance Here

Bet £10 Get £40
Bet £10 Get £40

18+. New UK customers (Excluding NI) only. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. T&Cs Apply

Get Offer
Boylesports Acca Insurance

Applies to 5+ leg accas across football and a wide range of other sports (minimum total odds 2.48)

Refund as a free bet up to £20 if one leg loses

Minimum stake from just 5p makes it accessible to all punters

Option to choose between an Acca Boost or Acca Insurance when placing your bet

Why it’s good: Covers more sports than most rivals and offers one of the highest refund caps in the market.

👉 Claim BoyleSports Acca Insurance Here

How to Choose the Best Acca Insurance Offer

Not all Acca Insurance deals are equal. Here’s what to check before you place your bets:

  • Minimum legs required – some bookies only need 4 legs, others 5 or more.

  • Refund amount – check the maximum refund cap, often £10.

  • Refund type – some give cash, most give free bets.

  • Markets covered – usually football, but some extend to other sports.

  • Expiry date – free bets usually last 7–30 days.

Final Thoughts

Acca Insurance can be a valuable safety net for football punters, especially if you enjoy building weekend multiples. The key is to know the terms, pick the offer that suits your style of betting, and make sure you’re always betting responsibly.

👉 Check out the latest football betting tips from Tipman to build your accas with confidence.

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